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It covers legal costs, medical expenses, and damages for injuries or property damage you cause to others.
It protects you from the high costs of lawsuits and damages for which you are found liable.
No, it does not cover intentional or criminal acts.
The cost varies based on factors like coverage limits, the type of insurance, and your risk profile.
Yes, you can customize the policy with add-ons and choose coverage limits to suit your needs.