Zuno Health Insurance-Platinum Plan

Platinum Plan

Platinum Plan

Cover up to Rs 1 Crore, with benefits including Pre & Post Hospitalisation, Day Care, Ambulance, Domiciliary Care, AYUSH, Hospital Cash, Annual Check-ups, Maternity, Recovery, Critical Illness, Restore Benefit, and higher coverage limits.

Insurer Highlights

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Claim Settlement

96%

network hospital
Network Hospitals

10,000+

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Starting Premium

Rs. 39/day*

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Sum Insured

Up to Rs. 1 Crore

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*Premium calculated for an individual (Age 18) for sum insured 1 Crore in Zone 1 cities

About Zuno Health Insurance – Platinum Plan

Introducing Zuno Health Insurance, offering comprehensive coverage for individuals and families. Key benefits include coverage for Maternity Cover, Recovery Benefits, Critical Illness Cover, Restore Benefit, hospitalization, day care, AYUSH treatments, health checkup and hospital cash.

Plan Highlights:

Categories Specifications
Sum Insured (SI) Rs. 15, 20, 50, 75 Lacs & 1 Crore
Policy Tenure 1/2/3 years
Cumulative Bonus 50% of SI increase per claim free year, max up to 100% of SI;
Initial Waiting Period 30 Days

Plan Eligibility Criteria:

Parameters Criteria
Minimum Entry Age Adult: 18 Years;
Child: 91 Days
Maximum Entry Age Adult: 65 Years;
Child: 25 Years
Exit Age Adult: 99 Years;
Child: 25 Years
Cover Type Individual and Family Floater: Max up to 6 person
Who are covered Who are covered Self, Spouse, Dependent Children and Dependent Parents and Dependent Parent-In-Laws, Brother, Sister, Grandmother and Grandfather

Features & Benefits of Zuno Health Insurance – Platinum Plan:

For complete health coverage for your family, choose our Zuno Health Insurance – Platinum Policy. It covers all medical expenses and offers discounts, tax benefits, and co-payment options! Here's a detailed look at the key highlights:


Pre Existing Disease
Pre Existing Disease

Covered after 4 years from the policy start date

Room Rent Limit
Room Rent Limit

Single Private Room

ICU Charges
ICU Charges

Covered up to Sum Insured

Cumulative Bonus
Cumulative Bonus

50% of Sum Insured per year, max up to 100% of SI

Organ Donor
Organ Donor

Covered up to Rs. 2 Lacs

Pre-Hospitalization
Pre-Hospitalization

Covered up to 90 days

Post-Hospitalization
Post-Hospitalization

Covered up to 180 days

Domiciliary Hospitalization
Domiciliary Hospitalization

Covered up to Sum Insured

Road Ambulance Cover
Road Ambulance Cover

Covered up to Rs. 10,000 per policy year

Maternity Waiting Period
Maternity Waiting Period

4 Years

Maternity Benefits Limit
Maternity Benefits Limit

Covered up to Rs. 2 Lacs

Day Care Treatments
Day Care Treatments

All listed day care procedures are covered up to Sum Insured

Health Check Up
Health Check Up

Once every claim-free year

Restoration Benefit
Restoration Benefit

Sum Insured once in a year

Co-Pay
Co-Pay

Full claim paid by Insurer

Daily Hospitalization Allowance
Daily Hospitalization Allowance

Rs. 1,500 per day from 4th day till 10th day of hospitalization

AYUSH Treatment
AYUSH Treatment

Covered up to Sum Insured

Tax Benefits
Tax Benefits

Avail of tax benefits under Section 80D of the Income Tax Act

Unlimited E-Consultations
Unlimited E-Consultations

Available for Consultations with General Physicians

Exclusion of Zuno Health Insurance – Platinum Plan:

It is important to note that the plan may not cover certain illnesses or medical conditions. Here are some diseases not covered under the Zuno Health Insurance – Platinum Plan:


Baby Vaccination
Baby Vaccination

Not Covered

Worldwide Emergency Cover
Worldwide Emergency Cover

Not Covered

Air Ambulance Cover
Air Ambulance Cover

Not Covered

Permanent Exclusions:


War Related Injuries
War Related Injuries
Lasik Eye Treatments
Lasik Eye Treatments
Cosmetic Surgery
Cosmetic Surgery
Administratives Expenses
Administratives Expenses
Drugs or Alcohol Abuse
Drugs or Alcohol Abuse
Registration Fees
Registration Fees
Change-of-Gender treatments
Change-of-Gender treatments
Birth disabilities
Birth disabilities

Add-ons to cover your specific needs:

Enhance your Zuno Health Insurance – Platinum Plan insurance policy with our optional add-on covers to optimize your benefits and tailor your coverage to meet specific healthcare needs.


Health 241
Health 241

If you take your Zuno Health Insurance Policy with the Health 241 Add-on and your first year is healthy and claim-free, we’ll cover you absolutely free for the second year.

Recharge
Recharge

The Company will replenish 100% of the Sum Insured on indemnity basis once in a policy year in case the Total Sum Insured inclusive of earned No Claim Bonus (if any) is insufficient due to claims paid or accepted as payable during the Policy Year. (In case the Recharge Sum Insured is not utilized in a Policy Year, it shall not be carried forward to subsequent Policy Year.)

Voluntary Copay
Voluntary Copay

The Insured Person can opt for a 10% co-pay option or 20% co-pay option of the claim amount that is assessed for the payment and will be borne by the Insured Person. (Insured person with age 60 years or less is eligible for this option)

How To Buy Online Policy !

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Compare and buy HEALTH INSURANCE
plan as per your customization

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*Premium calculated for an individual (Age 18) for sum insured 1 Crore in Zone 1 cities