About Raheja Health QuBE– Basic Plan
Introducing Raheja QBE's Health QuBE Basic Plan: Comprehensive health coverage for your family at an affordable price. This plan offers extensive benefits, ensuring both your health and finances are safeguarded during medical emergencies. Discover more about its features below.
Plan Highlights:
| Categories | Specifications |
|---|---|
| Sum Insured (SI) | Rs. 3, 4, 5, 6, 7, 8, 9, 10, 15, 20, 25, 30, 40, 50 Lacs |
| Policy Tenure | 1/2 years |
| Cumulative Bonus | 5% of SI increase per claim free year, max up to 100% of SI; |
| Initial Waiting Period | 30 Days |
Plan Eligibility Criteria:
| Parameters | Criteria |
|---|---|
| Minimum Entry Age |
Adult: 18 Years; Child: 90 Days |
| Maximum Entry Age |
Adult: 65 Years; Child: 25 Years |
| Exit Age |
Adult: 99 Years; Child: 25 Years |
| Cover Type | Individual and Family Floater: Max up to 6 persons |
| Who are covered | Self, Spouse, Dependent Children and Dependent Parents and Dependent Parent-In-Laws, Brother, Sister, Grandmother and Grandfather |
Features & Benefits of Raheja Health QuBE – Basic Plan:
For complete health coverage for your family, choose our Raheja Health QuBE– Basic Policy. It covers all medical expenses and offers discounts, tax benefits, and co-payment options! Here's a detailed look at the key highlights:
Pre Existing Disease
Covered after 4 years from the policy start date
Room Rent Limit
Covered up to 1% of Sum Insured
ICU Charges
Covered up to 2% of Sum Insured
Cumulative Bonus
5% of Sum Insured per year, max up to 100% of SI
Organ Donor
Covered up to 20% of Sum Insured
Pre-Hospitalization
Covered upto 60 days
Post-Hospitalization
Covered upto 90 days
Domiciliary Hospitalization
Covered up to Rs. 1.5 lakh, based on your chosen Sum Insured
Road Ambulance Cover
Covered up to Rs. 2,500 per hospitalization
Day Care Treatments
All listed day care procedures are covered up to Sum Insured
Health Check Up
Once every claim-free year
Restoration Benefit
Sum Insured once in a year
Co-Pay
100% paid by the insurer; 20% co-payment for entry age above 60
Tax Benefits
Avail of tax benefits up to Rs. 75,000 under Section 80D of the Income Tax Act
Unlimited E-Consultations
Available for Consultations with General Physicians
Exclusion of Raheja Health QuBE – Basic Plan:
It is important to note that the plan may not cover certain illnesses or medical conditions. Here are some diseases not covered under the Raheja Health QuBE – Basic Plan:
Maternity Waiting Period
Not Covered
Maternity Benefits Limit
Not Covered
New Born Baby Covered
Not Covered
Daily Hospitalization Allowance
Not Covered
AYUSH Treatment
Not Covered
Worldwide Emergency Cover
Not Covered
Air Ambulance Cover
Not Covered
Permanent Exclusions:
War Related Injuries
Lasik Eye Treatments
Cosmetic Surgery
Administratives Expenses
Drugs or Alcohol Abuse
Registration Fees
Change-of-Gender treatments
