About Digit Health Insurance – Worldwide Treatment Plan
Protect your family with Digit Health Insurance, offered as a family floater plan or individual plans for each member. Enjoy benefits like no co-payment, zone-based discounts, good health discounts, and more. Ideal for families of all sizes.
Plan Highlights:
| Categories | Specifications |
|---|---|
| Sum Insured (SI) | Rs. 5, 10, 15, 25, 50 Lacs and 1 Crore |
| Policy Tenure | 1/2/3 years |
| Cumulative Bonus | 50% of SI increase per claim free year, max up to 100% of SI; |
| Initial Waiting Period | 30 Days |
Plan Eligibility Criteria:
| Parameters | Criteria |
|---|---|
| Minimum Entry Age |
Adult: 18 Years; Child: 91 Days |
| Maximum Entry Age |
Adult: 65 Years; Child: 25 Years |
| Exit Age |
Adult: 99 Years; Child: 25 Years |
| Cover Type | Individual and Family Floater: Max up to 6 person |
| Who are covered | Self, Spouse/Live-In Partner/Same Sex Partner, Son, Daughter, Father, Mother, Mother-In-Law, Father-In-Law, Grand Father, Grand Mother |
Features & Benefits of Digit Health Insurance – Worldwide Treatment Plan:
For complete health coverage for your family, choose our Digit Health Insurance – Worldwide Treatment Policy. It covers all medical expenses and offers discounts, tax benefits, and co-payment options! Here's a detailed look at the key highlights:
Pre Existing Disease
Covered after 3 years from the policy start date
Room Rent Limit
Covered up to Sum Insured
ICU Charges
Covered up to Sum Insured
Cumulative Bonus
50% of Sum Insured per year, max up to 100% of SI;
Organ Donor
Covered up to Sum Insured
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 180 days
Domiciliary Hospitalization
Covered up to Sum Insured
Road Ambulance Cover
Covered up to 1% of the sum insured, with a maximum limit of Rs. 10,000
Day Care Treatments
All listed day care procedures are covered up to Sum Insured
Health Check Up
Covered up to 0.25% of the sum insured, with a maximum limit of Rs. 2,000 every two years.
Restoration Benefit
Sum Insured once in a year
Co-Pay
Full claim paid by Insurer
AYUSH Treatment
Covered up to Sum Insured
Worldwide Emergency Cover
Covered up to Sum Insured
Air Ambulance Cover
Covered up to Sum Insured
Advance Technology Methods
Advance Technology Methods
Tax Benefits
Avail of tax benefits under Section 80D of the Income Tax Act
Unlimited E-Consultations
Available for Consultations with General Physicians
Exclusion of Digit Health Insurance – Worldwide Treatment Plan:
It is important to note that the plan may not cover certain illnesses or medical conditions. Here are some diseases not covered under the Digit Health Insurance – Worldwide Treatment Plan:
Maternity Waiting Period
Not Covered
Maternity Benefits Limit
Not Covered
New Born Baby Covered
Not Covered
Daily Hospitalization Allowance
Not Covered
Permanent Exclusions:
War Related Injuries
Lasik Eye Treatments
Cosmetic Surgery
Administratives Expenses
Drugs or Alcohol Abuse
Registration Fees
Change-of-Gender treatments
Birth disabilities
Hormone replacement therapy
Add-ons To Cover Your Specific Needs:
Enhance your Digit Health Insurance – Worldwide Treatment Plan insurance policy with our optional add-on covers to optimize your benefits and tailor your coverage to meet specific healthcare needs.
Consumables Cover
Almost 10-12% of medical bills are comprised of consumables like PPE kit, gloves, masks etc., which are generally not covered under health insurance policies. Opt for this add-on benefit to get complete coverage.
Wellness Benefit Program
17+ benefits including teleconsultations, medicine orders, lab tests & much more
Add-ons are pre-included in the plan
