About Care Supreme
Care Supreme offers optional benefits like "Cumulative Bonus Super," which increases the sum insured fivefold over five consecutive years. Additionally, insured members can enjoy a 30% renewal premium discount for achieving specific fitness goals, emphasizing savings, healthcare security, and fitness. Explore more about Care Supreme's coverage, features, policy details, and eligibility criteria.
Plan Highlights:
| Categories | Specifications |
|---|---|
| Sum Insured (SI) | Rs. 7, 10, 15, 25, 50 Lacs & 1 Cr |
| Policy Tenure | 1/2/3 years |
| Cumulative Bonus | 50% of SI per year, max up to 100% of SI; Shall not reduce in case of claim |
| Initial Waiting Period | 30 Days |
| Advance Technology Methods | Up to Sum Insured |
| Instant Cover | For Hypertension or Diabetes or Hyperlipidemia or Asthma post initial wait period of 30 days |
| Unlimited E-Consultations | Available for Consultations with General Physicians |
Plan Eligibility Criteria:
| Parameters | Criteria |
|---|---|
| Minimum Entry Age |
Adult: 18 Years; Child: 90 Days |
| Maximum Entry Age |
Adult: 99 Years; Child: 24 Years |
| Exit Age |
Adult: 99 Years; Child: 25 Years |
| Cover Type |
Individual: Max up to 6 persons Floater: Max up to 2A2C |
| Who are covered | Self, Spouse/Live-In Partner/Same Sex Partner, Son, Daughter, Father, Mother, Mother-In-Law, Father-In-Law, Grand Father, Grand Mother |
Features & Benefits of Care Supreme Plan:
The Care Supreme Health Plan offers a comprehensive range of features designed to provide extensive coverage for all your healthcare needs. Here's a detailed look at the key highlights:
Pre Existing Disease
Covered after 4 years from the policy start date
Room Rent Limit
Covered up to Sum Insured
ICU Charges
Covered up to Sum Insured
Cumulative Bonus
50% of Sum Insured per year, max up to 100% of SI;
Organ Donor
Covered up to Sum Insured
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 180 days
Domiciliary Hospitalization
Covered up to Sum Insured
Road Ambulance Cover
Covered up to SI, based on your chosen Sum Insured
Day Care Treatments
All listed day care procedures are covered up to Sum Insured
Restoration Benefit
Sum Insured unlimited times a year
Co-Pay
Full claim paid by insurer
AYUSH Treatment
Covered up to Sum Insured
Advance Technology Methods
Advance Technology Methods
Tax Benefits
Avail of tax benefits under Section 80D of the Income Tax Act
Unlimited E-Consultations
Available for Consultations with General Physicians
Exclusion of Care Supreme Plan:
It is important to note that the plan may not cover certain illnesses or medical conditions. Here are some diseases not covered under the Care Supreme Plan:
Maternity Waiting Period
Not Covered
Maternity Benefits Limit
Not Covered
Daily Hospitalization Allowance
Not Covered
Permanent Exclusions:
War Related Injuries
Lasik Eye Treatments
Cosmetic Surgery
Administratives Expenses
Drugs or Alcohol Abuse
Registration Fees
Add-ons To Cover Your Specific Needs:
Enhance your Care Supreme insurance policy with our optional add-on covers to optimize your benefits and tailor your coverage to meet specific healthcare needs.
Wellness Benefit
Enjoy up to a 30% discount on your renewal premium by meeting your active days target (where 1 active day equals completing 10,000 steps in a day) using tracking apps or devices.
Air Ambulance
It covers the cost of availing air ambulance services for up to a maximum of Rs 5 lakh.
Instant Cover
Instant cover waives off any pre-existing disease waiting period on diabetes, hypertension, asthma and hyperlipidemia
NCB Super
NCB Super for additional 100% Increase in Bonus. Accrued bonus amount will decrease on renewal in case of claim in a previous years
Claim Shield
An add-on cover that offers 3 benefits claim shield, no claim bonus shield and inflation shield
OPD Care
The Mandatory Co-payment of 20% on Claims applicable of Insured Person whose age is 61 Years or above shall be waived off.
PED Wait Period Modification
With this add-on benefit, you can reduce the waiting period for specified pre-existing diseases as per the policy terms.
Annual Health Check-up
It offers the insured with the facility of free health check-ups once every year.
Be-Fit Benefit
Insured members aged 12 years and above can enjoy unlimited visits to fitness centers as part of the Be-Fit program.
Add-ons are pre-included in the plan
